What exists about you • how it spreads • what you can do

Data rights, explained

A plain-language guide to personal data, the broker ecosystem, and the rights that may apply to you — with the primary sources behind every claim. This is education, not legal advice.

A. What information exists about you?

“Your data” is not one thing. Different categories carry different legal weight, and the difference explains why deleting some of it is straightforward and deleting all of it is not.

Identifying information
Name, aliases, date of birth, government identifiers such as a driver’s licence or Social Security number.Government identifiers are treated as “sensitive” under several statutes (e.g. 15 U.S.C. § 9901(c)(7)(A)).
Contact information
Postal addresses, email addresses, phone numbers.Often the minimum needed to match a record. Frequently the part people are most annoyed to see published.
Location information
Home and work locations, visits, travel patterns, device-derived location.“Precise geolocation information” has a specific legal definition — street level, or within 1,850 feet (§ 9901(c)(6)).
Browsing & advertising data
Sites and apps used, device identifiers, advertising IDs, inferred interests.Frequently shared for “targeted advertising” even where no money changes hands — which is why laws define “sharing” separately from “sale”.
Purchasing patterns
Orders, subscriptions, loyalty activity, grocery and retail history.Purchase signals are often used to infer health, financial or life-event status.
Inferred attributes
Assumptions derived from other data — income band, life stage, likelihood of a condition.Inferences can be as revealing as facts, and are treated as personal information under several regimes.
Public records
Voter files, property and court records, licensing data.“Publicly available” information is excluded from some deletion regimes — a big limit on what any tool can erase.
Consumer-reporting data
Credit, rental, employment and background-check data held by consumer reporting agencies.Governed by the FCRA — an accuracy regime with dispute rights, not a general deletion right.
Sensitive personal information
Health, biometric, genetic, financial-account, precise location, private communications, credentials and more.Usually gets the strongest protections and the most explicit opt-outs.

B. How does personal information spread?

The diagram below is conceptual. It shows the kinds of relationships that appear in the public record — regulatory actions, settlements and statutes — not a scan of your data and not a claim that every path is used for every person.

You

You use a product, app, website or vehicle. Some of what you do is recorded as a by-product of the service.

Text equivalent of the diagram
  1. You — You use a product, app, website or vehicle. Some of what you do is recorded as a by-product of the service.
  2. Collector — The company you dealt with collects data directly. This is “first-party” data — and some deletion regimes exclude it for that reason.
  3. Ad / data intermediary — Advertising and analytics partners may receive identifiers or audiences to measure or target. Laws often define this as “sharing”.
  4. Data broker — A business that obtains data it did not collect directly and resells or licenses it. Registration regimes exist specifically for these entities.
  5. Purchaser — Insurers, marketers, or other businesses buy the product. The GM matter was about exactly this step: broker → insurer.
  6. Downstream — Data can be combined, re-sold, or used to make decisions about you — including pricing and eligibility.

Labelled here as conceptual. The GM settlement announcement is a documented instance of the broker → purchaser step.

C. What harms can arise?

Not every transaction causes every harm. These are the concerns that recur in the public record and in consumer research.

D. When does conduct become unlawful?

This is where most privacy writing goes wrong. These five levels are not interchangeable.

  1. 1
    Lawful processing

    A business collects and uses data within the rules that apply to it — with notice, a lawful basis, and any required opt-outs honoured.

  2. 2
    Invasive but not prohibited

    Data sharing that people find unsettling may still be legal where no statute reaches it, an exemption applies, or the business is out of scope.

  3. 3
    Potentially non-compliant

    Conduct that may breach a specific requirement — e.g. failing to register as a data broker, ignoring a valid opt-out, or selling sensitive data without the required consent.

  4. 4
    Alleged in an investigation or suit

    A regulator or plaintiff alleges a violation. An allegation is a claim, not a finding.

  5. 5
    Confirmed by a decision or order

    An agency decision or final order establishes findings — the strongest form of public evidence short of adjudicated liability.

A regulator describing conduct as “illegal” in a press release is level 3 or 4 language; an agency decision or final order is level 5. A settlement is often accompanied by no admission of liability — which does not make it meaningless, but it is not a court finding.

E. What rights may you have?

Eligibility depends on jurisdiction, the business, the category of information, and exemptions.

RightWhere it appearsWhat it means
Access / confirm processingCA: CCPA · FL: § 501.705(2)(a)Ask a covered business what it holds and whether it is processing your data.
CorrectionCA: CCPA · FL: § 501.705(2)(b)Fix inaccuracies. Narrower than it sounds — it corrects errors, it does not erase truths.
DeletionCA: CCPA § 1798.105 · FL: § 501.705(2)(c)Request deletion of personal information a covered business collected from you, subject to exceptions.
Opt out of sale / sharingCA: CCPA § 1798.120 · FL: § 501.705(2)(e)Stop the sale or sharing of your data — including some advertising disclosures. Data may remain.
Sensitive-data / geolocation opt-outFL: § 501.705(2)(f)Opt out of collection or processing of sensitive data, expressly including precise geolocation.
PortabilityCA: CCPA · FL: § 501.705(2)(d)Obtain a usable copy of your data where it is held digitally.
Consumer-reporting disputeFCRA: 15 U.S.C. § 1681i · 12 C.F.R. pt. 1022Dispute inaccurate information with a consumer reporting agency; reinvestigation duties follow.
Complaint to a regulatorCA: privacy.ca.gov/submit-a-complaint/Regulators act on complaints; remedies vary and are not guaranteed.

California and Florida are shown because both are verified in this library. Absence of a jurisdiction here means we have not verified it — not that no rights exist there.

F. What can the visitor do?

These are free statutory routes. No service should imply you must pay to use your own legal rights.

G. What Sheila proposes to do

Sheila is prelaunch. Being precise about that is part of the product's posture, so here is the honest split.

Built and tested offline

Registry ingest, request rendering with the statutory citations, six verification gates, a hash-chained evidence record, and reply classification.

Dry-run only

The sending path. It runs end-to-end against reserved addresses and records everything — but no request has been delivered to a broker.

Planned

Coverage beyond the registered-broker registry, ongoing re-checks, and the customer-facing status experience.

The site's home page and its request-record interaction are illustrative, using synthetic data, and are labelled as such. Nothing on this site is a live account or a completed outcome.

Sources used on this page

  1. How DROP works (privacy.ca.gov) ↗Official guidancehttps://privacy.ca.gov/drop/how-drop-works/
  2. California data-broker registry ↗Official registryhttps://cppa.ca.gov/data_broker_registry/
  3. 15 U.S.C. § 9901 (PADFAA definitions) ↗U.S. Codehttps://uscode.house.gov/us/usc/t15/s9901/
  4. Fla. Stat. § 501.705 ↗State statutehttps://www.flsenate.gov/Laws/Statutes/2026/501.705
  5. 15 U.S.C. § 1681i (FCRA disputes) ↗U.S. Codehttps://uscode.house.gov/us/usc/t15/s1681i/
Development preview — synthetic data · signup disabled